About Cashlo

Turning Every Local Store Into a Digital Banking Point

We're building the financial rails that bring banking, payments, and everyday services within walking distance of every Indian household — starting with the retailer next door.

Community banking illustration
Cashlo story illustration

Our Story

Banking shouldn't require a branch

Cashlo was built on a simple observation: for millions of people in rural and semi-urban India, the nearest ATM or bank branch is often kilometers away — but the nearest kirana store almost never is.

Through UPI CashPoint, we turn that neighborhood store into a trusted cash withdrawal point, letting customers access their own money with just a UPI app — no card, no branch visit, no waiting.

What We Stand For

Our Values

Financial Inclusion

Bringing essential banking services to communities underserved by traditional infrastructure.

Trust & Security

Every transaction runs on secure, UPI-based rails with zero cash-handling risk for merchants.

Simplicity

No complex onboarding, no hidden steps — just scan, transact, and go.

Reliability

Built to work in real conditions, on real networks, for merchants who can't afford downtime.

Merchant First

Every product decision starts with what makes a retailer's day easier and more profitable.

Built to Scale

One platform, growing from a single store to a nationwide network of digital banking points.

Our Journey

From One Store to a Network

23
2023

Cashlo Founded

Started with a mission to bring cardless cash withdrawal to every retail store in India.

Cashlo Founded
24
2024

UPI CashPoint Launches

Our flagship service goes live, turning the first wave of retailers into digital banking points.

UPI CashPoint Launches
24
2024

QuickKhata Introduced

Merchants get a digital ledger to track customer credit — no more paper khata books.

QuickKhata Introduced
25
2025

Service Suite Expands

Recharge, bill payments, travel, and insurance join the platform under one merchant app.

Service Suite Expands
26
2026

Scaling Nationwide

Growing our merchant network across rural and semi-urban India, one neighborhood at a time.

Scaling Nationwide

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Merchants Onboarded

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Cities & Towns

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Monthly Transaction Value

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Transaction Success Rate

Be Part of the Network

Join thousands of merchants already growing their business with Cashlo.

Become Merchant