Become a Merchant
Turn Your Shop Into a Digital Service Point
Join Cashlo and unlock a world of digital payments and services. Accept payments, offer essential services, and grow your neighborhood income — every single day.
Accept Payments
Accept UPI, card & wallet payments instantly.
Offer Services
Provide recharges, bill payments & more.
Earn More Daily
Get higher commissions and grow your business.
Talk to a sales person
Leave your number and get a callback within 30 minutes. We will walk you through services, commission and paperwork.
Contact a distributor
Prefer help in person? Find the Cashlo distributor nearest to your shop for onboarding and day-to-day support.
Get a callback, or meet a distributor near you
Both routes end the same way: your shop live on Cashlo, usually within 48 hours of KYC.
Request a callback
Average callback time: under 30 minutes, 9 AM to 8 PM.
Connect with a distributor
Get in-person onboarding, training and local support in your language.
Six services. One counter. One app.
Every service earns you a commission, and each one gives a customer a reason to walk back into your shop.
UPI Cash Point
Customers send you money on UPI and take cash from your counter. Your till becomes the neighbourhood ATM.
Earn on every withdrawal
Mobile & DTH recharge
Recharge every operator from one screen, for walk-in customers and regulars who call you.
Instant commission per recharge
Bill payments
Electricity, water, gas, broadband, insurance premiums and FASTag, all paid at your shop.
Repeat footfall every month
Digital QR
A Cashlo QR at your counter with instant voice confirmation, so you never miss a payment.
Zero-cost UPI collection
Loan marketplace
Offer personal, business and gold loan options from partner lenders to customers you already know.
High-value payouts
Smart Khata
Replace the paper udhaar book. Track credit, send reminders on WhatsApp, get paid faster.
Recover dues on time
See what your counter could earn
Pick the services you want to offer and set how many customers you serve a day. Figures are indicative averages, not a guarantee.
5 a day150 a day
Estimated monthly earnings
₹7,326
₹244 a day in commission
Typical ramp-up, first 6 months
Estimates use average commission rates across active Cashlo merchants. Actual earnings depend on your location, footfall and service mix.
Built for the way a shop actually runs
Multiple income sources
Six commission streams running alongside your regular sales, from one login.
Merchants running all six services average ₹0 extra per month.
More footfall
Services bring new customers to your door.
Earn from regulars
Monetise the customers you already serve.
Fast settlement
Money in your bank account, not stuck in a wallet.
Secure platform
Encrypted, PIN-protected, audit-ready.
Business growth
Turn a shop into a service centre.
Dedicated support
Help in your language, 7 days a week.
Reports & analytics
See what earns most, day by day.
If you have a shop and a smartphone, you qualify
No new licence, no extra hardware, no minimum turnover. Cashlo works on the counter you already have.
Live in five steps, most of it done from your phone
- Step 1 · 2 minutes
Download the app
Install Cashlo from the Play Store on the phone you already use at the shop.
- Step 2 · 3 minutes
Register your shop
Enter your name, shop name and mobile number. Verify with an OTP.
- Step 3 · 5 minutes
Complete KYC
Upload Aadhaar, PAN and a shop photo straight from your camera.
- Step 4 · Within 48 hours
Get verified
Our team checks your documents and activates your merchant account.
- Step 5 · Day one
Start earning
Print your QR, switch on services and take your first transaction the same day.
Every rupee, accounted for
Open the app or the web dashboard and see exactly what came in, what settled and what you earned.
Balance available to settle
₹27,450.00
Four reasons shopkeepers keep the app open all day
Income that adds up
Commission on every service, credited daily and settled straight to your bank account.
Trust at the counter
Instant receipts and voice confirmation, so customers leave sure their payment went through.
No extra investment
No new machine, no deposit, no monthly fee. Your existing phone and counter are enough.
Simple and secure
PIN-locked transactions, encrypted data and a support team you can actually reach.
Shopkeepers, in their own words
Villagers used to travel 6 km to the nearest ATM. Now they come to my shop for cash and buy groceries on the way out. My daily sale went up along with the commission.
Questions before you sign up
Aadhaar, PAN, a bank account in your name and a photo of your shop. If you have a GST number or shop licence, add it during KYC to unlock higher transaction limits.
Ready to start earning more?
Join thousands of shopkeepers building smarter businesses with Cashlo. Registration is free, and most shops go live within 48 hours.
Register your shop
Fill this once. Our team handles the rest and calls you for KYC.