Income Tax Return (ITR) Filing

File ITR. Earn More.

Help individuals and businesses file their Income Tax Returns quickly and accurately through Cashlo. Offer paperless ITR filing, faster processing, and earn commission on every successful filing—without tax expertise.

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Paperless ITR Filing

Simple document upload and digital process.

Fast & Accurate Filing

Quick verification with expert assistance.

Earn on Every Filing

Generate extra income by offering ITR services.

Choosing the Right Form

Types of ITR Forms Explained

Selecting the wrong form can cause your tax return to be declared defective by the IT Department. Explore which form matches your income profile.

ITR-1

(Sahaj)

For Resident Salaried Individuals & Pensioners

Simple~15 mins

Designed for individuals earning income from salary, pension, or single house property with straightforward finances.

Total Income ≤ ₹50 Lakhs

Eligible Sources of Income:

  • Income from Salary or Pension
  • One single House Property
  • Other sources (Interest, Dividends, etc.)
  • Agricultural income up to ₹5,000
Not applicable for Directors, Unlisted Share holdings, or Capital Gains.

ITR-2

(Individuals & HUFs)

For Capital Gains, Stocks & Foreign Assets

Detailed~30 mins

For individuals & HUFs with capital gains from stocks or property, multiple houses, or foreign assets — without business income.

No Maximum Limit

Eligible Sources of Income:

  • Capital Gains (Stocks, Mutual Funds, Crypto, Real Estate)
  • Multiple House Properties
  • Foreign Income & Foreign Assets
  • Company Directors & Unlisted Equity holders
Cannot be used if you have income from Business or Profession.

ITR-3

(Business & Profession)

For Proprietary Businesses, Freelancers & F&O

Comprehensive~45 mins

Comprehensive form for individuals and HUFs deriving income from a business, profession, or intraday / F&O trading.

Audit & Non-Audit Cases

Eligible Sources of Income:

  • Proprietary Business Income & Partnership Profits
  • Freelance, Consulting & Professional Fees
  • Futures & Options (F&O) & Intraday Trading
  • Includes all income sources from ITR-1 & ITR-2
Requires detailed Financial Statements (P&L & Balance Sheet).

ITR-4

(Sugam)

For Presumptive Tax Scheme (Sec 44AD / 44ADA)

Fast-Track~20 mins

Simplified filing for small business owners, traders, and professionals opting for presumptive income scheme to save audit hassles.

Turnover ≤ ₹2 Cr (Biz) / ₹50L (Prof)

Eligible Sources of Income:

  • Presumptive Business Income @ 6% to 8% (Sec 44AD)
  • Presumptive Professional Income @ 50% (Sec 44ADA)
  • Resident Individuals, HUFs & Partnership Firms
  • No complex bookkeeping or accounting audit required
Not applicable if carrying forward business losses or earning > ₹50L salary.

GST Registration

Get your business GST registered quickly.

GST Filing

File your GST returns on time, every time.

ITR Filing

Simple income tax return filing support.

Accounting Support

Professional bookkeeping for your shop.

Business Reports

Track your business performance clearly.

Financial Documentation

Keep all your financial records organized.

Complete Business Compliance

GST & Accounting, Handled

Manage your business paperwork without hassle. Everything your business needs—under one roof.

Preparation Checklist

Documents You'll Need Before Filing

ITR is an annexure-less filing process — no physical attachments are required. Keeping these documents handy ensures seamless filing and accurate reporting.

Identity & Basics

Mandatory

Core verification details required for all taxpayer profiles.

  • PAN Card
    Primary ID
  • Aadhaar Card
    Link Required
  • Bank Account Details & IFSC
    For Refund

Income Proofs

Auto-Populated

Employer & tax credit records reflecting total gross income.

  • Form 16
    From Employer
  • Form 26AS
    Tax Credit
  • Annual Information Statement (AIS) & TIS
    IT Portal

For Business & Freelance

If Applicable

Financial summaries for self-employed professionals & business owners.

  • Financial Statements (P&L, Balance Sheet)
    Accounts
  • GST Returns (Monthly / Quarterly)
    GSTR-3B / 1
  • Form 16A (TDS Certificate)
    Client TDS

Deductions & Exemptions

Tax Savers

Investment receipts and expense proofs to reduce tax liability.

  • LIC & Health Insurance Receipts
    Sec 80C & 80D
  • House Rent Receipts & Agreement
    HRA Exemption
  • Investment & Donation Proofs
    Sec 80C, 80G

Pro-Tip: Auto-Populated Tax Credit Data Portal Feature

Form 26AS and AIS (Annual Information Statement) are directly pre-filled on the Income Tax Portal. Linking your Aadhaar with PAN ensures instant data population without manual entry errors.

Key Advantages

Why File Your ITR On Time

Punctual filing unlocks financial benefits, protects your capital gains, and safeguards your financial profile against statutory penalties.

Direct Credit

Faster Tax Refunds

Direct Bank Transfer

Filing early ensures your return is e-verified and processed quickly, placing excess TDS refunds straight into your account.

Tax Saver

Carry Forward Losses

Up to 8 Assessment Years

Business, capital gains, or stock market losses can only be set off against future income if filed before the statutory due date.

Income Proof

Seamless Loan & Visa Approvals

Official Financial Record

Banks and embassies require 2 to 3 years of ITR acknowledgements as authoritative proof of income for loans and visas.

Compliance

Avoid Penalties & Interest

Save up to ₹5,000 Late Fee

Filing past due dates triggers mandatory late fees under Section 234F alongside 1% monthly interest on tax dues under Section 234A.

Timely Processing
Filing in ~15 Mins
Loss Carry Forward
Up to 8 Years
Section 234F Relief
Zero Late Fee Risk
TAX FILING CALENDAR • FY 2025-26 (AY 2026-27)

Key ITR Filing Deadlines & Timelines

Stay compliant, avoid late filing penalties, and claim your tax refunds on time by tracking crucial statutory due dates.

Filing Window Active

Salaried & Individual Due Date

The primary statutory deadline for individuals, salaried employees, and non-audit cases to file income tax returns for Assessment Year 2026-27.

No Audit Required
Form 16 / ITR-1 / ITR-2 / ITR-4
Time Remaining Until 30 September 2026
00Days
00Hours
00Mins
00Secs

Full Tax Calendar (FY 2025-26 / AY 2026-27)

Primary Due Date
31st July
2026

Individual & Salaried

Non-Audit Cases (Salaried, HUFs, Small Businesses)

Standard statutory deadline for all individuals, salaried employees, and entities not requiring a tax audit.

Audit Deadline
31st October
2026

Businesses & Audit

Tax Audit Cases (u/s 44AB, Companies, Partners)

Mandatory filing date for accounts requiring tax audit reports under Section 44AB of the Income Tax Act.

TP Filing Date
30th November
2026

Transfer Pricing

International & Specified Domestic Transactions

Extended deadline for taxpayers who are required to furnish Form 3CEB for international/domestic TP transactions.

Final Cutoff
31st December
2026

Belated & Revised

Late Returns (u/s 139(4)) & Modifications (u/s 139(5))

Last opportunity to file missed returns or revise earlier submissions for FY 2025-26 (AY 2026-27) with late fees.

WHAT HAPPENS IF YOU MISS THE 31ST JULY DEADLINE?

Avoid Late Fees, Penalties & Loss of Tax Benefits

Filing your return after the statutory due date triggers automatic penal provisions under the Income Tax Act 1961.

Sec 234F Late Fee

Late filing fee up to ₹5,000 (₹1,000 if total income is ≤ ₹5 Lakhs).

Sec 234A Interest

1% simple interest per month or part of a month on unpaid tax due.

Loss of Carry-Forward

Business, capital gains, or stock market losses cannot be carried forward.

FAQs

Frequently Asked Questions

Anyone whose total income exceeds the basic exemption limit, or who meets certain other conditions (like foreign travel expenses, high electricity bills, or foreign assets), is required to file an ITR — even if their tax liability is nil.

This page is for general information only and isn't tax advice. For your specific situation, consult a tax professional or the official Income Tax e-filing portal.