ICICI Bank

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ICICI Bank EMI Calculator

ICICI Bank personal loans start at 10.75% p.a. with quick disbursal for eligible applicants.

₹10K₹50L
10.75%19%
1 Yr6 Yr

Your monthly EMI

₹10,809

for 60 months at 10.75% p.a.

23%Interest
Principal₹5,00,000
Interest₹1,48,539
Total payable₹6,48,539

Good to know

Frequently asked questions

Personal loans, home loans, car loans, and education loans — just adjust the amount, rate, and tenure to match your loan type.

Lenders generally prefer your total EMI obligations to stay below 40-50% of your monthly income. A lower ratio improves your approval chances and may get you a better rate.

Each EMI payment includes two components: a portion that goes toward repaying the principal amount borrowed, and a portion that covers the interest charged by the lender.

Missed EMIs attract late payment fees and can negatively impact your credit score. Contact your lender immediately if you anticipate missing a payment to discuss options.