SBI
SBI EMI Calculator
SBI offers personal loans starting at 10.9% p.a. for salaried applicants, with tenures up to 6 years.
Your monthly EMI
₹10,846
for 60 months at 10.9% p.a.
Good to know
Frequently asked questions
Personal loans, home loans, car loans, and education loans — just adjust the amount, rate, and tenure to match your loan type.
Lenders generally prefer your total EMI obligations to stay below 40-50% of your monthly income. A lower ratio improves your approval chances and may get you a better rate.
Each EMI payment includes two components: a portion that goes toward repaying the principal amount borrowed, and a portion that covers the interest charged by the lender.
Missed EMIs attract late payment fees and can negatively impact your credit score. Contact your lender immediately if you anticipate missing a payment to discuss options.