Instant Loan

Offer Loans. Grow Your Income.

Help your customers get instant personal and business loans through a quick digital process. Earn attractive commission on every successful loan disbursal while expanding your business with zero investment.

Start Earning Today

High Commission

Earn on every successful loan disbursal.

Instant Approval

Fast digital process with minimal paperwork.

Trusted Lending Partners

Loans from RBI-compliant financial institutions.

Why Cashlo

Why Choose Us?

Quick Approval

Fast eligibility checks and approval, often within the same day.

Minimal Documentation

Just basic KYC and income proof — no lengthy paperwork.

Flexible Tenure

Repayment options tailored to the customer's monthly cash flow.

Attractive Commission

Earn a percentage on every loan successfully disbursed.

Who Can Apply

Eligibility Criteria

Both salaried employees and self-employed individuals can apply. Eligibility is assessed on income stability rather than any single fixed requirement.

  • Age between 21 and 60 years
  • Stable monthly income (salaried or self-employed)
  • Valid bank account in the applicant's name
  • Reasonable credit history and repayment track record

Get Started

Documents Required

Salaried

  • PAN Card & Aadhaar Card
  • Last 3 months' salary slips
  • Last 6 months' bank statement

Self-Employed

  • PAN Card & Aadhaar Card
  • Business proof (GST/registration certificate)
  • Last 6 months' bank statement

How It Works

Four Simple Steps

Login to Cashlo App01

Login to Cashlo App

Open the merchant app and select the Instant Loan service.

Submit Customer Details02

Submit Customer Details

Enter the customer's basic KYC and income details for eligibility check.

Approval03

Approval

The lending partner reviews and approves the application, often same-day.

Disbursal & Commission04

Disbursal & Commission

Funds are disbursed to the customer, and your commission is credited.

Plan Before You Apply

Check the EMI Before Applying

Use our free EMI calculators to help customers estimate their monthly installment for any of these lenders before they apply.

HDFC Bank logoHDFC BankCalculate SBI logoSBICalculate ICICI Bank logoICICI BankCalculate Axis Bank logoAxis BankCalculate Kotak Mahindra Bank logoKotak Mahindra BankCalculate Bank of Baroda logoBank of BarodaCalculate Punjab National Bank logoPunjab National BankCalculate Canara Bank logoCanara BankCalculate IndusInd Bank logoIndusInd BankCalculate Tata Capital logoTata CapitalCalculate
View All Calculators

FAQs

Frequently Asked Questions

Approval is often same-day once KYC and income details are submitted correctly. Actual disbursal timing depends on the lending partner's verification process.

Works Everywhere

Supported Apps & Banks

Customers can pay using any major UPI app, backed by a wide network of partner banks across India.

  • Paytm
  • State Bank of India
  • Google Pay
  • HDFC Bank
  • BHIM
  • ICICI Bank
  • Navi
  • Axis Bank
  • WhatsApp Pay
  • Bank of Baroda
  • CRED
  • Punjab National Bank

Start Offering Instant Loans

Join Cashlo and help your customers access quick loans while you earn commission.

Become Merchant